Checking

Kiss those fees goodbye!

  • NO MONTHLY MAINTENANCE CHARGE
  • NO MINIMUM BALANCE REQUIRED
  • NO CONTACT FEES
 

Personal Checking

HAR-CO’s FREE Full Service Checking Includes

  • No monthly maintenance charge or per check charges
  • No minimum balance requirement
  • Free Instant Issue VISA Check/ATM Card with immediate activation
  • Free unlimited HAR-CO ATM transactions (4 free transactions at non-HAR-CO ATMs every month)
  • Free Online Banking
  • Free Online Bill Pay
  • Free Mobile Banking
  • Free Telephone Teller service
  • Free Monthly paper statements or e-statements
  • Free Starter Checks
  • Free Box of Basic Personal Checks each year
  • Free Automatic Allocation Service
  • Free Summer Savings Service (School Employees)
  • Free Payroll Direct Deposit
  • Unlimited Personal Service (With Checking Image)

Money Market

A Money Market Account combines the benefits of both a savings and checking account while generally offering a higher rate of return than a regular savings account. This account provides tremendous flexibility and easy access to your money.

  • A $2,000.00 minimum daily balance is required to open and maintain this account. You must maintain this minimum balance each day to obtain the prevailing annual percentage yield.
  • Dividends are compounded and credited monthly. Account earns dividends on the average daily balance.
  • Rates may be adjusted weekly.
  • Withdrawals are easy via check, ATM, branch offices and telephone.
  • The money market account is federally insured up to $250,000 by the National Credit Union Share Insurance Fund.

Transaction Limitations: Money Market Accounts are subject to Federal Regulation D. While you have unlimited access to your account via ATM, mail or in person, you are limited to six (6) electronic transactions per calendar month, only three (3) of which can be checks. A fee of $10.00 is charged for each check that clears in excess of three (3) per month. If you exceed the transfer limitations, your account will be subject to closure.

Product

Minimum

Rate

APY*

Money Market Account

Money Market

$2,000+

0.04%

0.04%

*APY = Annual Percentage Yield. Fees may reduce earnings. See Rates/Fees. APY rates may be adjusted weekly. Rates effective 2/1/18.

Money Market

Grow your money faster

Flexibility and easy access to your money

 

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