Deposits

Business Accounts

Built for Harford County Businesses

Dedicated experts that know the community are here to partner with you to grow your business.

Deposit Accounts | Loans | Payment Services | Credit Card (coming soon)

 

Business Checking

Our Business Checking account is our powerhouse account that has no transaction limits and no minimum balance requirements. Access your account information how you like with free online banking through online and mobile access. Plus, as a valued Har-co Credit Union Business Member, you will have complimentary access to our qualified Relationship Managers who can assist with guidance in all aspects of growing your business.

Features

  • No monthly fees
  • No minimum balance requirements
  • No minimum or maximum transaction volume requirements
  • No cash processing limits or fees
  • Ease of accessibility to your funds
  • Free Online Statements
  • Free Online Banking & Mobile Banking
  • Credit towards your first check order
  • Access to a Relationship Manager to help advise you and your business

Terms & Fees

Terms

Fees

Minimum Opening Deposit

$50

Monthly Low Balance Fee

None

Minimum Daily Balance

None

Transaction Fees

None

Statements

Free in Online Banking

Multiple Business Account Holders

Allowed

Earns Interest

No


Business Savings

Har-co Credit Union provides a business savings account, offering easy management and quick access to your funds. A Business Savings account is required for your membership, and establishes you as an owner and voting member of Har-co Credit Union.

Features

  • Establishes your membership at Har-co Credit Union
  • Earns interest
  • Ease of accessibility to your funds
  • Free Online Statements
  • Free Online Banking & Mobile Banking
  • Access to a Relationship Manager to help advise you and your business

Terms & Fees

Terms

Fees

Minimum Opening Deposit

$5

Minimum Daily Balance

None

Monthly Low Balance Fee

None

Transaction Limits

6/month per government regulation

Transaction Fees

None

Earns Interest

Yes

Check Copies

Free in Online Banking

Multiple Business Account Holders

Allowed


Business Money Market

When your business has excess funds and wants some interest rate yield, our Business Money Market is a great choice.

Features

  • Higher interest rate yields
  • Ease of accessibility to your funds
  • Free Online Statements
  • Free Online Banking & Mobile Banking
  • Access to a Relationship Manager to help advise you and your business

Terms & Fees

Terms

Fees

Minimum Opening Deposit*

$2,000

Minimum Daily Balance*

$2,000

Minimum Balance Fee**

$15 per month

Transaction Limits

6/month per government regulation

Transaction Fees

None

Earns Interest

Yes

Check Copies

Free in Online Banking

Multiple Business Account Holders

Allowed

*A $2,000.00 minimum daily balance is required to open and maintain this account. You must maintain this minimum balance each day to obtain the prevailing annual percentage yield. Dividends are compounded and credited monthly. Account earns dividends on the average daily balance.

**You must maintain an average daily balance of at least $2,000.00 in this account to avoid the monthly $15.00 fee.

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