Financial Literacy Presentations

K-12 and all Academic Levels

Presentations are available for all grade levels. We will gladly accommodate grade appropriate financial literacy presentations as well as Career Days, Math Days, Environmental Days, FBLA, Staff or PTA meetings in addition to our continuing classroom presentations. Our basic presentations are central office approved and are designed in partnership with HCPS to make sure it truly enhances classroom teaching. Additional resources from MBRT-Maryland Scholars Program, NEFE, Visa® to name a few.


Looney Tunes

Elementary School Students

Ages 0-12

Each time the child makes a $10 (or greater) deposit they will receive a reward from the treasure chest.

$mart Cent$
Money in the Middle

Middle School Students

Ages 12-15

Savers are eligible for a $10 gift card to iTunes® or Amazon® with a minimum deposit of $25.00 per quarter. *Youth CD.

$mart Cent$
Establishing Independence

High School Students

Ages 16-19

Every student that opens a free Checking Account will receive a $20.00 Visa® gift card at time of account opening. *Youth CD

YOUTH CD (Ages 12-19):

This six month Certificate of Deposit has a 5.00% Rate, 5.12% APY*. $100.00 minimum, $1,00.00 maximum to open.

*One CD per member. APY=Annual Percentage Yield. Rate effective 4/17/2019. Rates are subject to change weekly and or without notice. Dividends deposited directly into CD. Fees may reduce earnings. Penalties apply for early withdrawal. Consult a tax advisor for cash equivalent reward. Ask for complete details.


DMooreHAR-CO’s roots go back to 1955 when a group of 8 teachers determined a need for a financial institution for teachers and the education community. Today, HAR-CO is the newest premiere community credit union. Membership is open to anyone who lives, works, worships, attends school or has immediate family living in Harford  County.

Presentations are also available for organizations such as The Boy and Girl Scouts of America, 4-H Clubs, The Boys and Girls Clubs of Harford County as well as church groups. You have the option to send your completed presentation request form via HCPS courier, email or by fax to 410-893-1232.

For more information or to schedule a presentation, contact Diane Moore, Public Relations Specialist at 410-838-9090, ext. 226 or Custom designed presentations are available upon request.

Download Presentation Request Form Here

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