1st Mortgage Loans

Making Your Mortgage Dreams Come True

First Time Home Buyer, New Home Purchase, Refinancing

 

1st Mortgage Loans

HAR-CO Credit Union offers several mortgage options

  • Fixed rates with as little as 5% down payment with PMI
  • 100% financing, 80-20 mortgages, no money down, no PMI
  • FHA, VA, and USDA Rural
  • Mortgage terms from 7 to 30 years
  • Closing cost options available
  • Competitive interest rates
  • No points
  • Adjustable rates available
  • Available for MD PA and DE
  • In-house decisions for fast, smooth transactions
  • Mortgage stays at HAR-CO
  • Variety of mortgage programs to meet the many unique needs of today’s buyer
  • Local direct lender that knows your market

Our mortgages are processed and closed locally. There is no substitute for our specialized service, and no surprises. You may have a lot of questions. Our sales officer will spend time with you discussing your financial scenario to determine which option is best for you. You can relax knowing that your dream of home-ownership is becoming a reality.

Meet Our Mortgage Specialists

Experienced professionals you can count on!

terry306_402op

Terry Miller-Snee

Mortgage Officer

410-838-9090 ext. 249
terrym@harcocu.org
NMLS #663307

 

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Angie Gregory

Senior Mortgage Officer

410-838-9090 ext. 252
angieg@harcocu.org
NMLS #135040

Unfortunately, at this time, home loans cannot be processed via the internet. For more detailed information, stop by our Bel Air branch and see Terry today!

Fixed 1st Mortgages - 20% Down

Term

Rate

Points

APR*

7 Year

3.750%

0

4.338%

15 Year

4.250%

0

4.546%

20 Year

4.625%

0

4.859%

30 Year

4.875%

0

5.049%

*APR = Annual Percentage Rate. Loans subject to credit approval. Offer available for purchases and refinances in MD, DE, PA. Must be primary residence. Property insurance required. Escrow options available. Rates subject to change. 360 monthly payments of $1,058.42 at 4.875% for each $200,000 borrowed. Ask for details.

What Will My Mortgage Payment Be?

Calculator

Buying or Refinancing a Home is Easier Than You Think

Follow the link below to find out how to make your home-buying process as seamless, stress-free and affordable as possible.

Home Buying Process

 

 

 

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