1st Mortgage Loans

Making Your Mortgage Dreams Come True

First Time Home Buyer, New Home Purchase, Refinancing

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Current Mortgage Rates

Term

Rate

Points

APR*

15 Year

3.500%

.145

3.590%

20 Year

3.750%

.318

3.840%

30 Year

3.990%

.009

4.037%

5/1 ARM

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*APR = Annual Percentage Rate. Loans subject to credit approval. Offer available for purchases and refinances in MD, DE, PA. Must be primary residence. Property insurance required. Escrow options available. Rates subject to change weekly and or without notice. 360 monthly payments of $1,144.41 at 3.990% for each $240,000 borrowed. Payments do not include amounts for taxes and insurance premiums and the actual payment obligation will be greater. Purchase specials available. Call for details. Membership eligibility required.

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1st Mortgage Loans

HAR-CO Credit Union offers several mortgage options

  • Fixed rates with as little as 5% down payment with PMI
  • 97% financing for First Time Home Buyers
  • FHA, VA, and USDA Rural
  • Mortgage terms from 10 to 30 years
  • Competitive interest rates
  • Available for MD, DE and PA
  • Local direct lender for fast, smooth transactions
  • Variety of mortgage programs available to meet the many unique needs of today’s buyer
  • Local experienced Mortgage Officers available for consultation

There is no substitute for our specialized service, and no surprises. You may have a lot of questions. Our Mortgage Officers will spend time with you discussing your financial scenario to determine which option is best for you. You can relax knowing that your dream of home-ownership is becoming a reality.

 

Meet Our Mortgage Officers

Experienced professionals you can count on!

terry306_402op

Terry Miller-Snee

Mortgage Officer

410-838-9090 ext. 1249
terrym@harcocu.org
NMLS #663307

 

angie306_402op

Angie Gregory

Sr. Mortgage Officer

410-838-9090 ext. 1252
angieg@harcocu.org
NMLS #135040

Buying a Home is Easier Than You Think

Follow the link below to find out how to make your home-buying process as seamless, stress-free and affordable as possible.

Home Buying Process

 

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