GAP Route66 | HAR-CO Credit Union

Guaranteed Asset Protection (GAP)

Protect Your Auto Investment

The GAP Advantage is an optional benefit that gives you further piece of mind. If the vehicle you are now purchasing ever becomes "totaled," or is stolen and not recovered, GAP Advantage pays an additional $1,000 toward the purchase or lease of a replacement vehicle. Not only will you receive the difference between the value of your vehicle and its unpaid loan or lease balance, you also get a head start on financing or leasing a new or used replacement vehicle when you refinance through Har-co Credit Union.


Eligible loan types are as follows:

  • New & Used Automobiles
  • Motorcycles
  • ATV's and Jet Ski's

Contact a Har-co Sales Officer for requirements/exclusions.

A Typical Example:

Let's say after one year, the vehicle you purchased for $25,000 is valued at just $16,000. You still owe $20,000 when it is stolen and never recovered or is involved in an accident in which it is damaged beyond repair. Most insurance policies will only reimburse you for the value of your vehicle, $16,000, leaving you to repay the remaining loan balance of $4,000. GAP provides for the waiver of that $4,000 for you, including your insurance policy deductible, up to $1,000.**

GAP Insurance is voluntary and not required in order to obtain vehicle loans.

**Deductible waiver is available in most, but not all states. Please consult a Har-co Sales Officer for the availability of this benefit.

Route 66 Extended Warranty

Are You Prepared for a Mechanical Breakdown?

Don't Get Stuck Without Coverage!

Do you have the money necessary to pay for the rising cost of repairs? If you answered no to either of these questions then a Route 66 Extended Warranty is an intelligent investment to ensure that you are covered in the event a mechanical breakdown does occur. Vehicle prices are consistently on the rise as well as the costs associated with repairing them. Did you know that one in three vehicles will experience some type of mechanical failure in a given year? According to, "The average three year old car has 55 problems per 100 vehicles".

A Route 66 Extended Warranty not only protects your investment from expensive mechanical breakdowns, but it also comes with:

  • $0 Deductible
  • 24/7/365 Roadside Service
  • Rental Car Benefits
  • 30-day Money Back Guarantee
  • Nationwide Coverage and ...
  • is Fully Transferable

The Route 66 Extended Warranty is the most comprehensive coverage out there and provides coverage for virtually any make and model of automobile so that you will be able to enjoy your new purchase and have "Peace of Mind" because even the most reliable vehicle can develop a mechanical problem at any time.

With Route 66 Extended Warranty's Open Enrollment you don't have to buy your warranty at the time of purchase, but at any time during your ownership of the vehicle. Regardless if your vehicle is still under a manufacturer's warranty, Route 66 Extended Warranty has a plan that will fit your vehicle.

Contact us today for more information and to qualify your vehicle.

Route66LogoopRoute 66 Extended Warranty

Are you Prepared for a Mechanical Breakdown?

Don't Get Stuck Without Coverage!


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