HCPS Summer Savings

Congratulations on your new position with HCPS!


HCPS Summer Savings

Program Payroll Options for all HCPS 10-Month Employees who are HAR-CO Members

Provides An Automatic 12-Month Pay Schedule for 10-month employees of Harford County Public Schools. You may join or discontinue this program at anytime.

Your Deposit (15.38% per Check) is automatically placed into your HAR-CO Summer Savings Account by HCPS Payroll Department.

  • Balances earn 0.08% APY
  • Can elect to use as an overdraft source (signature required)

Your Summer Payout: If you are enrolled in the program from the beginning of September 2018 through June 2019 and make no withdrawals, you will continue to have an amount that is virtually equal to your school year bi-weekly net pay.

You Can Review the Amount in your Summer Savings Account or your HAR-CO Checking Account anytime, anywhere by using HAR-CO’s:

  • FREE Online Banking - 24/7
  • FREE Telephone Teller - 24/7
  • FREE Mobile Banking - 24/7
  • One of our 3 Branch Locations
  • Monthly Account Statements

Your Withdrawals Are Not Restricted and you may access your funds using:

  • Your HAR-CO Checking Account
  • FREE VISA® Check Card
  • FREE ATM Transactions at HAR-CO ATMs

We invite you to join our growing credit union family and earn Extra Credit Rewards!

One of the many benefits available to you as a HCPS employee is lifetime membership for you and your family with HAR-CO Credit Union. Meeting the needs of our members has remained HAR-CO Credit Union's primary focus.

Our Extra Credit Rewards program is open to all new teachers, support staff, and existing HCPS employees and teachers who do not currently have a membership with us.


HCPS Extra Credit Rewards

We will pay you $150 to open your membership

Learn More


$1,200 Interest Free Loan

You have big plans. Let us help you get started.

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HCPS Vehicle Loan Special

Need money for a new car?

Learn More


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