Home Equity
Line of Credit

Need to Freshen up Things a Bit?

We have a loan for that.

Apply Online


Please call us at 410-838-9090 to get the most current rates.

A line of credit is a reusable and flexible source of ready cash allowing you to unlock the equity in your home. 

Har-co will pay actual closing costs of up to $2,000.00. You will be responsible for any remaining closing costs above the $2,000.00. Har-co paid closing costs must be recouped prior to closing or refinancing the HELOC in order to not have to reimburse Har-co for the actual 3rd party closing costs that it paid on your behalf.

The HELOC program is available in various counties in MD, PA and DE. Property insurance is required. Flood and Title insurance may also be required. Loan subject to credit approval. Har-co membership eligibility required. Ask for details.

Use the equity in your home for whatever you wish.

  • Low competitive rates
  • Ready cash for tuition, home Improvements, consolidation
  • Borrow up to 80% of your home equity ($300,000.00 maximum)
  • No closing costs on loan ($20,000.00 or more)
  • Interest only available
  • Low monthly payments

Why put off until tomorrow what you can do today? Contact a Mortgage Officer now.


Terry Miller-Snee

Mortgage Officer

410-838-9090 ext. 1249
NMLS #663307



Angie Gregory

Sr. Mortgage Officer

410-838-9090 ext. 1252
NMLS #135040

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