Other Services

To better assist you

Learn more about what’s available online, in the branch and on the phone.


Telephone Teller - 24-Hour Telephone Banking System

The Telephone Teller system gives you access to all of your available financial information - where and when you want it.

Members use the telephone keypad to identify themselves by their member number and personal identification number (PIN). The system prompts the user throughout the call with a friendly, conversational recording that provides access to all of your available financial information. Available in English and Spanish.

Access Telephone Teller by dialing 410-838-0755 or 410-893-1160.

Click here to view the Telephone Teller instruction card.

If you need assistance during business hours, please call our main phone number 410-838-9090 to speak with a Call Center Agent.



Coin Counting

Bring your spare change to HAR-CO Credit Union. Whether you keep your loose coins in a piggy bank or an old coffee container, our electronic coin counting machines can be a great convenience for you and your family.

Avoid separating and rolling your old, dirty coins. Simply bring your coins into any branch, put your coins in the machine, and press the “START” button. The coins are counted within seconds! Once the counting process has been completed, the machine issues a receipt that is then taken to a teller for deposit into your account or redeemed for cash.

Coin counting machines are for HAR-CO Credit Union members only. If you are not a member yet, speak with a Member Service Representative or call us at 410-838-9090 for more details.

US currency only.  Silver Dollars may not be accepted in our coin machines. 



Fund a Friend - You Refer, We Reward.

If you’re happy and you know it, tell your friends!

Did you just have a great lending experience at HAR-CO? Maybe you love our home-style member service. Maybe HAR-CO offered you the lowest rate around. Maybe you loved how quick and easy the process was. Whatever the reason, HAR-CO wants you to tell everyone about your good experiences here at the credit union.

With our Fund a Friend program we are giving you a chance to earn money for telling everyone about our auto loans, credit cards, and Home Equity Lines of Credit. For every friend that books a loan with us, you earn a cash bonus.

If you already have your VISA®, Home Equity Line of Credit or Vehicle Loan with HAR-CO, why not tell all of your friends. For every referred friend who books a VISA® or HELOC with us, you will receive a $100 cash bonus and for every referred friend who books a Vehicle Loan with us, you will receive a $50 cash bonus.

The earning potential for you is unlimited!

Click here to print and fill out the Fund a Friend Referral form.

The process is simple. It’s fast and easy.

  1. Go to www.harcocu.org
  2. Print and fill out referral form
  3. Give it to all of your friends
  4. Wait for your cash!


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