Personal Loans | HAR-CO Credit Union

Personal Loans

Low rate loans for anything in life.

New! K-12 Loan| Debt Consolidation Loans | Vacation Loan

Apply Online


New! Har-co K-12 Tuition Loan

Har-co is proud to introduce our new K-12 Loan for families to assist with tuition at daycares or accredited private schools such as The Highlands School.

Let Har-co help with one of the most important decisions in your child's life. Loans cover tuition and any associated expenses. 

Rates as low as 4.5%* over 3 years

Speak to a loan officer today!

*Rate includes discounts from Autopay and Direct Deposit to Har-co checking account

Personal Loans

Har-co Credit Union offers low-rate personal loans exclusively to our members.

You can use this money for anything you need:

  • Bill Consolidation
  • Education Loans
  • Vacations and more!

Contact one of our specialized Sales Officers.

They are here to help you choose the right loan option to fit your needs.


Bob Marshall

Sales Officer

410-838-9090 ext. 1258


Tara Ringgold

Sales Officer

410-838-9090 ext. 1302



Personal Loans

Personal Loan

as low as 4.95%

Vacation Loan


*APR=Annual Percentage Rate. Membership eligibility required. Subject to Credit Approval. Personal Loan: 36 monthly payments= $29.95 per $1,000 borrowed. Vacation Loan: 24 monthly payments= $47.08 per $1,000 borrowed. Rates effective as of 4/22/2021.

Overdraft Protection Line of Credit

No more worries about “bouncing a check” and paying fees for it. Apply today for an overdraft protection loan up to $1,000.00. This loan will be directly linked to your checking account to prevent overdrafts and fees.



Term - APR*

Lines of Credit

Overdraft Protection (Line of Credit)

Up to $1,000 Maximum Credit Limit
Minimum Monthly Payment of $40

As Low As 15.00%
Maximum Rate 17.99%

 *APR = Annual Percentage Rate. Subject to credit approval. Membership eligibility required. Rates effective as of 4/22/2021.

Overdraft Protection Line of Credit

Protect Yourself in Case of an Emergency

You have enough to worry about

Apply Online



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