Personal Loans | HAR-CO Credit Union

Personal Loans

Low rate loans for anything in life.

New! K-12 Loan| Debt Consolidation Loans | Vacation Loan

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New! Har-co K-12 Tuition Loan

Har-co is proud to introduce our new K-12 Loan for families to assist with tuition at daycares or accredited private schools such as The Highlands School.

Let Har-co help with one of the most important decisions in your child's life. Loans cover tuition and any associated expenses. 

Rates as low as 4.5%* over 3 years

Speak to a loan officer today!

*Rate includes discounts from Autopay and Direct Deposit to Har-co checking account

Personal Loans

Har-co Credit Union offers low-rate personal loans exclusively to our members.

You can use this money for anything you need:

  • Bill Consolidation
  • Education Loans
  • Vacations and more!

Contact one of our specialized Sales Officers.

They are here to help you choose the right loan option to fit your needs.


Bob Marshall

Sales Officer



Tara Ringgold

Sales Officer




Personal Loans

Personal Loan

as low as 4.95%

*APR=Annual Percentage Rate. Membership eligibility required. Subject to Credit Approval. Personal Loan: 36 monthly payments= $29.95 per $1,000 borrowed. Vacation Loan: 24 monthly payments= $47.08 per $1,000 borrowed. Rates effective as of 7/1/2021.

Line of Credits and Overdraft Protection

No more worries about “bouncing a check” and paying fees for it. Apply today for an overdraft protection loan up to $1,000.00. This loan will be directly linked to your checking account to prevent overdrafts and fees.



Term - APR*

Lines of Credit

Overdraft Protection (directly linked to your checking account to prevent overdrafts and fees.)

Up to $1,000 Maximum Credit Limit
Minimum Monthly Payment of $40

As Low As 15.00%
Maximum Rate 17.99%

Line of Credit

Speak with a loan officer for terms and rates

 *APR = Annual Percentage Rate. Subject to credit approval. Membership eligibility required. Rates effective as of 7/1/2021.

Overdraft Protection Line of Credit

Protect Yourself in Case of an Emergency

You have enough to worry about

Apply Online



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