Press Release

Press Release



Thanksgiving 2020 Message

As most of you already know, on Monday the 23rd we made the decision to again roll back our Lobby hours to 10 a.m. to 2 p.m schedule. This decision was made out of an abundance of caution and our on-going desire to assist the Community and protect our Members and Associates from the spread and increasing risk factors presented by Covid-19 in this current period. We have though, maintained our regular Credit Union hours for our drive-thru’s, and for Lobby Appointments. If you have the need to meet with an Associate outside of these modified hours, please call our Call Center or a Har-co Associate to set up a time. We are here to serve you. Thank you for being patient with us during this period. Please know that I will be watching the numbers and listening to County and State officials on when we can adjust them again.

To close… 2020 has been a year that has impacted all of us in many ways. I want you to know, however, that my executive team and I have stayed committed in maintaining balance and remaining steadfast in our efforts to transform and grow Har-co’s prominence in our Community. Balancing our operations against the safety of our Members and our Associates has been a necessary challenge. Despite that, striving to stay relevant in your many financial and banking decisions always remains our top priority. We are committed to an exceptional Member Experience.

I want to express my sincerest gratitude for the trust, you as a Member have placed in me and my Har-co Associates. We are thankful for you. Thank you for your many suggestions and recommendations to make our Organization even stronger. Without you, we would not be here. 

 gil signature

Gilbert F. Kennedy, III

President and CEO, HAR-CO Credit Union



Effective Monday, November 23, 2020

Har-co Credit Union will modify its branch lobby hours at all three locations (Bel Air, Abingdon, and Aberdeen) effective, Monday, November 23, 2020. Our lobby hours will be Monday through Friday, 10:00 am to 2:00 pm until further notice. Credit Union hours are: Monday through Wednesday & Friday, 9:00 am to 5:00 pm, Thursday 9:00 am to 6:00 pm, and Saturday, 9:00 am to 12:00 pm at all locations. Please note that lobby appointments are welcomed during regular credit union hours.

We realize that not all banking activities can be done via a drive thru window or online. You may contact a Har-co representative through our Call Center at 410-838-9090 to make an appointment for your banking needs.

In adherence to Federal and State requirements, we must require everyone entering our locations to wear a mask. In accordance with guidelines on social distancing, we will be limiting the number of members in our lobbies at any given time to 12 in our Bel Air Branch and 8 in both our Abingdon and Aberdeen branches.

Please do not enter any of the facilities if you have or had a fever, a cough or difficulty breathing within the last two weeks.

The health and safety of our members and employees is our number one priority. All of our employees that have face-to-face contact with our members will be wearing masks. We will continue to adhere to the CDC cleaning and sanitizing requirements throughout all of our branches and facilities. We have also provided plexiglass barriers for your added protection.

Online Banking, Mobile Banking, Mobile Deposit, and Telephone Teller are all available 24/7. Our night-drops and ATMs, located at all three (3) of our locations are also available 24/7. Additionally, you may use any ATM that is part of the Moneypass network without terminal surcharge fees. Visit for a list of participating locations.

We appreciate your patience and patronage. Your safety is our top priority. Thank you for accommodating our requests.

 gil signature

Gilbert F. Kennedy, III

President and CEO, HAR-CO Credit Union


Gil Commission

New Addition to
The Town of Bel Air's Economic & Community Development Commission

Har-co is proud to announce that Gil Kennedy, President & CEO of Har-co Credit Union, has been appointed to The Town of Bel Air’s Economic and Community Development Commission, joining 8 fellow Bel Air appointees. “I am very excited to be a part of the continuous efforts of the commission to foster growth in our economy and in our community” said Gil Kennedy. Amy Chmielewski, Mayor of Bel Air and AVP, Branch Manager at Har-co’s Bel Air branch is excited about the new addition to the commission. “Gil is a valuable asset and a great fit for the commission as he has acquired a deep knowledge of business and economics throughout his years of leadership in the business world,” said the mayor.

The Town of Bel Air’s Economic and Community Development Commission executes community development projects in the town of Bel Air. The goals of the commission are to establish a healthy economic environment, attract new businesses to the town, retain existing businesses and enhance the quality of life in our community.




Emma Silber

Introducing Emma Silber, MBA
Social Media Marketing Specialist

Har-co Credit Union welcomes Emma Silber as their new Social Media Marketing Specialist.

"Emma aims to leverage Har-co's social media platforms by expanding their reach in the community. Emma adds fresh, creative energy to our team. Through new video content, Emma aims to boost Har-co's online presence," said Gil Kennedy, President and CEO.

Emma just recently graduated from Loyola University Maryland where she received her Master’s in Business Administration. Emma was ranked among the top 5% of her class and has been accepted into Beta Gamma Sigma, the International Business Honor Society. Emma concentrated in marketing at Washington College where she received her Bachelor of Arts in Business Administration.

Please join us in welcoming Emma Silber to Har-co Credit Union.

Har-co is driven by its Pledge to provide an exceptional experience to all its members. Har-co has three locations in Harford County, Bel Air, Abingdon, and Aberdeen. Membership is free and open to everyone who lives, works, Worships or attends school in Harford County. For more information, call us at 410-879-3762 or visit





Introducing Burke E. Bowers, VP
Commercial Lending/Business Banking

Gil Kennedy, President and CEO is pleased to announce that Burke E. Bowers has joined Har-co Credit Union as the Vice President of Commercial Lending and Business Banking. Burke joined the Credit Union on July 16th of this year.

Burke brings with him 18 years of banking experience and will provide new commercial products and services to Har-co’s members.

Burke is a graduate of Loyola University Maryland where he received his Masters in Business Administration. Burke also graduated from Towson University where he received his Bachelor of Science in Business Administration. Burke was also the valedictorian of his class at the Maryland Banking School.

Burke is a lifelong Harford County resident. He is an advisory board member of The Academy of Finance at Edgewood High School.

Please join us in welcoming Burke Bowers to Har-co Credit Union.




One Year Anniversary Message From
Our President and CEO Gilbert Kennedy


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