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Introducing SMARTMOVE®

A Comprehensive Real Estate Program
with Cash Back Incentives

Enroll in the SmartMove® Program

The Smart Way to Buy or Sell Real Estate

Are you thinking of purchasing or selling real estate this year? Now you can receive professional real estate assistance and cash rebates through the SMARTMOVE® exclusive member benefit offered by HAR-CO Credit Union.

HAR-CO Credit Union has partnered with SMARTMOVE®, a national real estate affinity program designed specifically for organizations like ours to give you, the highest quality, professional real estate assistance and CASH REBATES*.

When you register with SMARTMOVE®, a coordinator will explain the SMARTMOVE® guidelines in order for you to qualify for a cash rebate whenever you buy or sell real estate. You'll receive a cash rebate for selling and/or buying.

You will also receive high quality professional real estate assistance from specially trained and experienced agents who will help you with your search, and professionally market your current home or investment properties.

This program is available for any properties nationwide and is ideal for:

  • First-time home buyers
  • Those Moving up to a larger home or,
  • Downsizing to a smaller home
  • Retirees Investors

Best of all, this program is absolutely free to you as a valued member of HAR-CO Credit Union.

In order to participate in this program, you must first register with SMARTMOVE® prior to contacting a real estate agent and/or buying/selling a home. Contacting an agent prior to registering with HAR-CO’s SMARTMOVE® Program will jeopardize your eligibility for rebates.



• A Personal Move Coordinator, dedicated to you  YOUR CASH REBATE IS CALCULATED AS FOLLOWS: 
• Free of cost  (Sales Price) x (Buy/Sell Commission %) X 20% = CASH REBATE 
• Generous cash rebates when buying, selling or both    
• Access to specially trained real estate professionals  FOR EXAMPLE:  
• Competitive financing options  Sales Price of Property:  $300,000 
• Corporate rates extended for household goods or container shipping  Buy/Sell Commission %:  3% 
• Concierge provided on vacation rentals    
• Discounts offered on property management and rental fees  CASH REBATE WOULD BE:  $1,800

In some cases rebates on new construction purchases are based on base price, not upgraded price.

Rebate is based on 20% of the commission on the transaction side. You may not have an active listing agreement or a buyer broker agreement with any real estate company in order to enroll in the program.

Rebate void where prohibited by law. Some restrictions may apply.


Assisting you on 
your journey to

Enroll in the SmartMove® Program


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