Upcoming Holiday Closing Schedule: Martin Luther King, Jr. Day - Monday, January 21 - Closed


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We have expanded our

Field of Membership

HAR-CO is now a community credit union serving all citizens of Harford County

Learn More About Becoming a Member

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Auto Loans

New, Used, or Refinanced

Same great rate, 100% financing, flexible payment options

Learn More About Auto Loans

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Home Mortgages

A new adventure

Home ownership made possible with no money down and no PMI

Learn More About Mortgage Loans

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Visa® Credit Cards

No Surprises

No annual fee, balance transfer fees or cash advance fees

Learn More About Visa Credit Cards

Stay out of the cold this winter. Find your next car online.

With over 4 million vehicles at your fingertips, why go anywhere else?

  1. Shop for your next vehicle with confidence
  2. Research millions of vehicles in our massive inventory
  3. Save time and money with a HAR-CO pre-approved "blank check" to shop with
  4. Refinance your existing auto loan

Car Shopping Made Simple!


Let's Get Started!

Youth Accounts

Save, earn rewards and watch their money grow

Ages 0-19. Open a Youth Account for FREE! Enjoy the benefits of learning how to save.

Online Banking

Online Banking

Mobile Banking

Mobile Banking

Online/Mobile Banking

Stay connected to your finances! With HAR-CO’s Online/Mobile Banking you can manage your accounts anytime from anywhere! From Text Alerts to Bill Pay and eStatements, instant access is never more than a few clicks away!

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