Visa Credit Cards

The Ultimate in Buying Power, Convenience and Security

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Visa Credit Cards

Classic Plus 12.49% APR*

  • 4% Cash Back on All Purchases2
  • 2% Cash Back for the First 2 Balance Transfers1
  • 1% Unlimited Cash Back on All Purchases
  • NO Annual Fee
  • NO Balance Transfer Fee or Cash Advance Fee
  • Instant, Ready to Use EMV Chip Security Card
  • CardValet® Mobile App

Gold Plus 9.45% APR*

  • 2% Cash Back for the First 2 Balance Transfers
  • 1% Unlimited Cash Back on All Purchases
  • NO Annual Fee
  • NO Balance Transfer Fee or Cash Advance Fee
  • Instant, Ready to Use EMV Chip Security Card
  • CardValet® Mobile App

Secured 3.25% APR*

  • 1% Unlimited Cash Back on All Purchases
  • NO Annual Fee
  • Instant, Ready to Use EMV Chip Security Card
  • Secured by Savings Account

*APR = Annual Percentage Rate. Rates subject to change. Subject to credit approval. 1Limit of two balance transfers. Balance must remain on loan for 60 days, not including regular minimum payments in order to qualify for cash back. 2In addition, Classic Plus cardholders may qualify for a special 4% cash back when enrolled in eStatements and have 6 debit card purchases posted each month to their checking account. Once the member reaches the $400.00 maximum for the 4% rebate, they will still qualify for the 1% rebate for the remainder of the program year. If a member fails to meet the criteria in any subsequent month of that current program period, the member will revert to the 1% rebate for the entire program year, forfeiting any earned 4% rebate. If your Visa credit card is closed during the program period, the rebate earned during that period will be forfeited. Please refer to the terms and conditions of the credit card agreement for complete details. Federally Insured by NCUA.

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Visa Disclosure

ANNUAL PERCENTAGE
RATES (APR) FOR
PURCHASES

OTHER APR’SPAYMENT
FOR
PURCHASES
METHOD OF COMPUTING THE
BALANCE FOR PURCHASES
ANNUAL
FEES
MINIMUM
FINANCE
CHARGE
FEES

SECURED VISA

3.25%


 

VISA GOLD PLUS

9.45%


VISA CLASSIC PLUS

12.49%

NONE 25TH DAY OF
EACH MONTH*
AVERAGE DAILY BALANCE
(INCLUDING NEW PURCHASES)
NONE NONE

Transaction Fee for Cash Advances

-NONE-


Balance Transfer Fee

-NONE-


Late Payment Fee

**25.00


Over the Credit Limit Fee

-NONE-

Information above was accurate as of June 14, 2019. Rates and Terms are subject to change. Current rates and terms can be obtained from:

30 N. Hickory Avenue, Bel Air, Maryland 21014.

*How to Avoid Paying Interest on Purchases – Your due date is the 25th of every month. No finance charge will be imposed on credit purchases if the entire new balance is paid in full by the due date.

**Late Payment Fee – A $25.00 late charge for every payment 10 days or more delinquent.

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

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