We noticed you're using an older browser that we do not support. Please upgrade to Google Chrome, Microsoft Edge, or Safari for the best experience.Upgrade
Come to us before the dealership and receive a Pre-Approval to buy your car or truck.
Navigate this market a little easier with our help.
Get a blank check to use for your next car.
Click apply online.
A loan officer will reach out to you.
Sign and send back documents.
Stop by a branch to pick up your check
Whether you are buying a new or used vehicle or refinancing your current loan from another financial institution, Har-co offers the same low rate. You may borrow up to 100% of the MSRP/NADA value plus taxes and title fees. There are flexible payment options up to 96 months for new, used, and refinanced vehicles. For a minimal cost, Guaranteed Asset Protection (GAP) insurance and extended warranty coverage is available for your protection.Apply OnlineView rates
If you prefer to go right to the dealer, we have made that easier. Simply find your vehicle using our online tool and get your Har-co loan at preferred dealerships.
We align our motorcycle rates with our low auto loan rates to give you the best possible options and beat out most dealerships!Apply OnlineView rates
Traveling in an RV? Launching your boat in the bay? We have loans for all types of rec vehicles for land and sea!
We will finance up to 100% of the MSRP/NADA value plus taxes and title fees. Loans subject to credit approval.
Carbon fiber. Alcantara. Financing partner. These are necessities when purchasing your next dream car investment. We're here to bring your dreams to life. Speak with a financial expert today for you next exotic car loan.Contact us
Probably Not. A down payment is needed when there is negative equity transferring from a previous auto loan on a trade or when the price is higher than market. Unless you have one of those scenarios, we can finance the entire amount of your purchase.
We have lower rates than market. We have lower warranty costs with more coverage than market. We are locally owned and operated.
Apply online here, call, or come in. First you apply, then you get approved, and then you go shopping with Har-co on your side.
Research. Figure out what you should be looking for that will fit your needs and fit your price range. Then find a place that has one so you can see it and negotiate a fair price. We have a car search engine available as an option.
Get the edge in today's market with a one-day pre-approval. Spend less time closing on your house and more time making memories.
Exclusively low rates to our members that you can use for anything such as: bill consolidation, education loans, vacations or anything else in life.
Introducing your pass to Harford County, with the all-new Har-co card. 5% cash back on local businesses and 2% on all other purchases.