Our roots run deep supporting Harford County education. Thank you for everyone who submitted a 2022 application!

The Har-co Scholarship Overview

Har-co Credit Union is proud to offer thirteen $1,000.00 scholarships. We've been supporting our high school students for over 35 years! One scholarship will be awarded to a qualified graduating senior from each of the following twelve Harford County high schools:
Aberdeen, Bel Air, C. Milton Wright, Edgewood, Fallston, Harford Christian, Harford Technical, Havre de Grace, John Carroll, Joppatowne, North Harford and Patterson Mill and one collectively for accredited private schools or home schools with under 50 students in Harford County.

The 2022 Scholarship period is closed. We will open 2023 applications in February 2023.

Who is eligible?

Har-co Credit Union members are exclusively eligible. All applicants must be a Harford County graduating high school senior and plan to enter a college, university or trade school in the next academic year. Recipients must submit evidence of acceptance and enrollment in an accredited post secondary institution of higher learning (college, university or trade school in U.S.) before payment will be made.

Credit union employees and children of credit union directors, officers or employees are not eligible.

Guidelines (2022 is now closed)

1. Be a Har-co member at the date of application
Student’s membership number required. Membership is required and easily obtained with proper ID and a minimal $5.00 deposit prior to deadline.
2. Be an upcoming Harford County high school graduate for the Class of 2022 who has been accepted to an accredited college, university or trade school
3. Reside in Harford County
4. Submit a completed application along with supporting materials by April 15th 2022

How to apply

1. Login

All applicants must register on the site below

2. Upload documents

Make sure to submit:
>essay or video submission
>current resume >letter(s) of acceptance.

3. Submit completed application

Each student must follow the
application requirements, including submitting a resume, or he/she may run the risk of being disqualified.

4. Wait to hear back!

While you wait, check out our other products designed just for you!


Awards and Selecting Winners

Har-co awards are paid directly to the recipients. The award is to provide financial assistance to the recipient in his/her pursuit of an undergraduate degree at an accredited college, university or trade school. The money is to be used for the student’s tuition, fees, books, supplies, and equipment.
If tax liability arises, it will be the sole responsibility of the recipient. Please consult your tax advisor.

Winners of the Har-co Scholarship awards are selected by the Scholarship Committee. This Committee is comprised of at least three members of the Har-co Board of Directors who have agreed to serve on the committee upon the invitation of the chairman/chairperson. At least one committee member shall have served the previous year. It is the responsibility of the Har-co Scholarship Committee to administer this program. All completed applications are reviewed by the entire Scholarship Committee and are confidential.

Scholarship recipients are selected without regard to their race, creed or national origin.

Har-co's Scholarship Committee is comprised of business and education professionals from its Board of Directors and Supervisory Committee, including: Charles Wellington, Teresa Knox, David Jones, Lawrence Dukes, Thorkild Paaby, Alex Coulson and Kimberlee Hyde.

Questions about the scholarship program? Contact Har-co Credit Union at 410-838-9090.

Har-co & MD/DC Credit Union Scholarship Overview

The $12,000 Credit Union College Scholarship Program for 2022 is no longer accepting applications.  Stay tuned for 2023 information at the beginning of 2023.

College-bound members are eligible to apply for one of ten $1,000 essay-based scholarships; one $1,000 video-based scholarship; and one $1,000 photo-based scholarship.  And, yes, you may apply in all three categories! Har-co Credit Union, the Credit Union Foundation MD|DC, and its generous supporters cooperate to make this scholarship program possible.

This year’s essay topic:
“In life, things can happen fast.  Describe a sudden change in your life, real or imagined, that presented a financial challenge and describe how your credit union helped you get through it.” 

This year’s video topic:
“You’re suddenly confronted with an unexpected financial challenge.  Create a 60-second video depicting the challenge and how your credit union helped you successfully handle it.

This year’s photo theme is:

Who is eligible?

Any member entering their freshman through senior year of college or trade school may apply.

How to apply

This scholarship is managed and awarded by The CU Foundation of MD & DC