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UpgradeBuilt for Harford County Businesses.
Trusted experts are right around the corner to help your business grow.
If you are looking to buy or refinance a commercial property, or build one from the ground up, we have the right lending solution for you. We also have the ability to access all eligible Small Business Administration (SBA) programs to further enhance our product offerings to our business membership.
When your business needs a vehicle or some equipment, let us help you finance what you need to help your business grow.
When you need an injection of working capital to navigate the cash flow cycle, a line of credit is a great solution. If you buy equipment regularly and would like the ability to buy without applying for each purchase, an equipment line of credit suits your needs. We have the capability to help you manage your business growth and payment cycle with flexible terms.
Introducing our new Business Har-co card! From sales meetings at a local restaurant to everyday supplies, use your Har-co card to help your business grow.
Cash Back
5% at The Mill, Barrett's on the Pike, Party Palace
1% paid quarterly as a statement credit
Intro Rate - Purchases
0% APR1 for first 6 months on all purchases
Intro Rate - Balance Transfers2
9.49% APR1 for first 6 months with 3% fee for balance transfers
APR as low as1
14.49%3
No Annual Fees or Foreign Transaction Fees
1. APR = Annual Percentage Rate. Rates quoted are subject to change. 2. Any existing balances on Har-co Credit Union loans or credit card accounts are not eligible for the Introductory APR for Balance Transfers. 3. Actual rate based on creditworthiness. This APR will vary with the market based on the Prime Rate. As low as rate for those with less than or equal to a $25,000 credit limit. Rates will be as low as 17.49% for those borrowing more than $25,000.