Mortgages

Close quickly and easily

With our Blink online application, we make your closing process painless and quick.

1. Complete online application

Safe, secure and easy online mortgage application - no appointment necessary.

2. Get pre-qualified

Apply on your own time or with one of our loan experts and track the status of your loan.

3. Upload documents

Securely upload supporting documents - eliminating paperwork.

4. Finalize with your mortgage officer

If you have questions, we can login to see your screen in real-time and help you move through the process.

Apply online

Mortgage Calculator Rates

Note: You will be directed to the application site and leaving the Har-co site.

Why Har-co mortgages?

Would you trust a person you've never met with something as big as a home purchase? We know the area and are always available to help. Plus we partner with the biggest local realtors to make your move as easy as possible.

Apply online

Note: You will be directed to the application site and leaving the Har-co site.

Fixed rates with as little as 5% down with PMI

97% financing for first-time homebuyers

Grants available for first-time and community partners

FHA, VA, and USDA Rural

Mortgage terms from 10 to 30 years with local lender

Competitive rates for MD, DE, and PA

*APR = Annual Percentage Rate. Rates on these loans are variable and are subject to change without notice. Maximum APR is 18.00%. Rates advertised are based on a maximum combined loan-to-value (CLTV) of 80%. No Closing Cost Option available if initial draw is $15,000.00 or more. If less than $15,000.00 you will be charged third party fees ranging between $500.00 and $1,700.00. If balance is paid off or plan is closed within 48 months of being opened you must reimburse to HAR-CO third party fees paid for you. The HELOC program is available in MD, PA and DE. Property insurance is required. Flood insurance may also be required. Loan subject to credit approval. Membership eligibility required. Ask for details.

You will be responsible for any remaining closing costs above the $2,000.00. Har-co paid closing costs must be recouped prior to closing or refinancing the HELOC in order to not have to reimburse Har-co for the actual 3rd party closing costs that it paid on your behalf. The HELOC program is available in various counties in MD, PA and DE. Property insurance is required. Flood and Title insurance may also be required. Loan subject to credit approval. Har-co membership eligibility required. Ask for details.

Meet the Experts.

Our mortgage officers know the area and can help you close quickly. They were awarded in 2022 for being the top 1% of mortgage producers in the country!