Mortgages.

From dream to dream home. Your neighborhood experts are here for you.

Note: You will be directed to the application site and leaving the Har-co site.

Close quickly and easily

With our Blink online application, we make your closing process painless and quick.

1. Complete online application

Safe, secure and easy online mortgage application - no appointment necessary.

2. Get pre-qualified

Apply on your own time or with one of our loan experts and track the status of your loan.

3. Upload documents

Securely upload supporting documents - eliminating paperwork.

4. Finalize with your mortgage officer

If you have questions, we can login to see your screen in real-time and help you move through the process.

Apply online
Note: You will be directed to the application site and leaving the Har-co site.

Why Har-co mortgages?

Would you trust a person you've never met with something as big as a home purchase? We know the area and are always available to help. Plus we partner with the biggest local realtors to make your move as easy as possible.

Apply online
Note: You will be directed to the application site and leaving the Har-co site.

Fixed rates with as little as 5% down with PMI

97%  financing for first-time homebuyers

Grants available for first-time and community partners

FHA, VA, and USDA Rural

Mortgage terms from 10 to 30 years with local lender

Competitive rates for MD, DE, and PA

HELOCs - It's always a good time to refresh your house.

A HELOC can be used for just about anything. It is a line of credit, allowing you to unlock the equity in your home.

We will also pay up to $2,000 of your closing costs!

You will be responsible for any remaining closing costs above the $2,000.00. Har-co paid closing costs must be recouped prior to closing or refinancing the HELOC in order to not have to reimburse Har-co for the actual 3rd party closing costs that it paid on your behalf.The HELOC program is available in various counties in MD, PA and DE. Property insurance is required. Flood and Title insurance may also be required. Loan subject to credit approval. Har-co membership eligibility required. Ask for details.

Apply online
Note: You will be directed to the application site and leaving the Har-co site.

Meet the experts

Angie Gregory

Angie Gregory

Sr. Mortgage Officer
410.769.3838

angelag@harcocu.org

Apply with Angie
Terry Miller-Snee

Terry Miller-Snee

Mortgage Officer
410.769.3846

terrym@harcocu.org

Apply with Terry
Note: You will be directed to the application site and leaving the Har-co site.