Home loans, made simple.

Local lenders that know timing is everything. We will guide you through every step.

Get pre-approved
Note: Pre-approvals use a secure online portal not on the Har-co site.

1st Time Buyer

  • Down payment assistance
  • Exclusive rate incentives
  • As low as 3% down payment
Learn more

Purchase

  • Primary and Second Homes or Investment Properties
  • Fixed, Conventional, ARMs
  • FHA, VA, and USDA Rural
Get pre-approved

HELOCs

  • We cover closing costs*
  • $20,000 - $400,000 line of credit
  • Up to 85% of property value
Learn more

Close quickly and easily.

With our online application, we make your closing process painless and quick.

1. Complete online application

Apply on your own time or with one of our loan experts and track the status of your loan

2. Get pre-qualified

Get a pre-qualification letter to make the process faster

3. Upload documents

Securely upload supporting documents - eliminating paperwork

4. Finalize with your mortgage officer

If you have questions, we can login to see your screen in real-time and help you move through the process

Apply online
Mortgage Calculator
Rates
Note: Pre-approvals use a secure online portal not on the Har-co site.

Meet the Experts.

Our mortgage officers know the area and can help you close quickly. They've won multiple awards for production and time to close!

Angie Gregory

NMLS# 135040

Apply with Angie
Terry Miller-Snee

NMLS# 663307

Apply with Terry
Lori Jourdan

NMLS# 1796970

Apply with Lori
Julia Earnest

NMLS# 450706

Apply with Julia
Har-co Credit Union NLMS# 627401

Speak to an Expert

Thank you! A mortgage expert will be in touch shortly.
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