Home loans, made simple.

Local lenders that know timing is everything. We know homebuying in Harford County and beyond. We will guide you through every step. Get a Harford County mortgage with Harford County's best mortgage lenders.

Get pre-approved

Note: Pre-approvals use a secure online portal not on the Har-co site.

1^st Time Buyer Mortgage

Down payment assistance
Exclusive rate incentives
As low as 3% down payment

Mortgages that fit your needs

Primary and Second Homes or Investment Properties
Fixed, Conventional, ARMs
FHA, VA, and USDA Rural

Get pre-approved

Note: Pre-approvals use a secure online portal not on the Har-co site.

HELOCs and Home Equity Loans

We cover closing costs*
$20,000 - $400,000 line of credit
Up to 85% of property value

Close quickly and easily.

With our online mortgage application, we make your home buying and closing process painless and quick.

1. Complete online application

Apply on your own time or with one of our mortgage loan experts and track the status of your loan

2. Get pre-qualified

Get a mortgage pre-qualification letter to make the process faster

3. Upload documents

Securely upload supporting documents - eliminating paperwork

4. Finalize with your mortgage officer

If you have questions, we can login to see your screen in real-time and help you move through the process

Mortgage Calculator

Note: Pre-approvals use a secure online portal not on the Har-co site.

Meet the Mortgage Experts.

Our mortgage officers know the area and can help you close quickly. They've won multiple awards for production and time to close!

Speak to an Expert

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Har-co Chat