Our rates.

New Auto  Rates.

Example based on the maximum term listed in the range.
Term
(in months)
APR*
Payment per $1,000 borrowed
Minimum Borrowed
1 to 36
5.19%
$30.06
$5,000
37 to 48
5.29%
$23.16
$5,000
49 to 66
5.54%
$17.61
$10,000
67 to 78
6.19%
$15.60
$15,000
79 to 87
6.99%
$14.82
$20,000
88 to 96
7.79%
$14.03
$25,000

Used/Refinanced Auto Rates.

Example based on the maximum term listed in the range.
Term
(in months)
APR*
Payment per $1,000 borrowed
Minimum Borrowed
1 to 36
5.44%
$30.17
$5,000
37 to 48
5.55%
$23.28
$5,000
49 to 66
5.79%
$17.73
$10,000
67 to 78
6.44%
$15.72
$15,000
79 to 87
7.24%
$14.94
$20,000
88 to 96
8.04%
$14.16
$25,000

Motorcycle Rates.

APR*
Payment per $1,000 borrowed
Minimum Borrowed
New bikes as low as
5.70%
$30.29
$5,000
Used bikes as low as
5.95%
$30.40
$5,000

Recreational Rates.

APR*
As low as
6.10%

Home loan rates.

Term
Rate
Points
APR*
15 Year
5.500%
0.000
5.633%
20 Year
5.875%
0.375
6.028%
30 Year
6.125%
0.250
6.230%
VA 30 Year Fixed
5.750%
0.250
6.088%
FHA 30 Year Fixed
5.750%
0.125
6.584%
Jumbo 30 Year Fixed
7.125%
0.250
7.178%

Har-co card

Har-co silver classic card

Cash Back

2%

1%

5% Local Cash Back

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Intro Rate

0% APR2 for 12 months on all Purchases and Balance Transfers

APR as low as1

12.74%

15.74%

Balance Transfer Fee

0%

3% of the balance transfer

No Annual Fees

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Secured Card

Cash Back
1%

APR1

8.00%

Credit Limit2

You decide based on secured funds

Cash Advance Fee

None

Annual Fee

None

Personal loan rates.

Low rate loans for anything in life.

Product
APR* as low as
Personal Loan
5.74%
K-12 Student Loan**
5.24%

Overdraft Protection.

Product
APR* as low as
Overdraft Protection
15.00%
  • Up to $1,000 maximum credit limit
  • Minimum monthly payment of $40
  • Maximum rate 17.99%

Business Har-co card Overview.

Cash Back

5% at The Mill, Barrett's on the Pike, Party Palace
1% paid quarterly as a statement credit

Intro Rate - Purchases

0% APR1 for first 6 months on all purchases

Intro Rate - Balance Transfers2

10.24% APR1 for first 6 months with 3% fee for balance transfers

APR as low as1

14.74% APR3

No Annual Fees or Foreign Transaction Fees

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