Unlock your home's value with a HELOC.‍

Discover the benefits of a Home Equity Loan. Our low rate Home Equity Line of Credit solutions will allow you to access that without refinancing or selling. We'll also pay your closing costs!*

*APR = Annual Percentage Rate. Rates on these loans are variable and are subject to change without notice. Maximum APR is 18.00%. Rates advertised are based on a maximum combined loan-to-value (CLTV) of 80%. No Closing Cost Option available if initial draw is $15,000.00 or more. If less than $15,000.00 you will be charged third party fees ranging between $500.00 and $1,700.00. If balance is paid off or plan is closed within 48 months of being opened you must reimburse to HAR-CO third party fees paid for you. The HELOC program is available in MD, PA and DE. Property insurance is required. Flood insurance may also be required. Loan subject to credit approval. Membership eligibility required. Ask for details.

You will be responsible for any remaining closing costs above the $2,000.00. Har-co paid closing costs must be recouped prior to closing or refinancing the HELOC in order to not have to reimburse Har-co for the actual 3rd party closing costs that it paid on your behalf. The HELOC program is available in various counties in MD, PA and DE. Property insurance is required. Flood and Title insurance may also be required. Loan subject to credit approval. Har-co membership eligibility required. Ask for details.