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5% Local Cash Back
0% APR2 for 12 months on all Purchases and Balance Transfers
APR as low as1
Balance Transfer Fee
3% of the balance transfer
No Annual Fees
1. APR = Annual Percentage Rate. Rates quoted are subject to change. 2 Any existing balances on Har-co Credit Union loans or credit card accounts are not eligible for the Introductory APR for Balance Transfers. 3 Actual rate based on creditworthiness. This APR will vary with the market based on the Prime Rate.
Application and Solicitation Disclosure
Credit Card Disclosure and Agreement
> Non-reloadable prepaid VISA® cards.
> Purchase for any occasion for yourself or give as a gift.
> $10 minimum up to $1,000 maximum per card.
> Purchase fee per card may apply. See service charge fees for details.
Please notify Har-co of your travel dates before you fly to ensure a smooth trip!
If your rate changes, it will appear on your monthly statement. No separate notice will be sent.
The Secured Visa earns 1% cash back on all purchases! If you want to earn 5% cash back on local purchases, you'll have to apply for the new Har-co card.
If your VISA® Debit or VISA® Credit Card is lost or stolen, IMMEDIATELY notify the credit union by calling 410.838.9090 during regular business hours. If you discover your card is lost or stolen when the credit union is closed, report your card lost/stolen by dialing 1.800.472.3272.
If fraudulent activity is suspected, the Fraud Monitoring Service automated notification system will call you directly at your current phone number on file to verify transactions. Based on your instructions, Har-co's Fraud Monitoring Service can permanently block your card, place a temporary block on your card, or they can take no action at all and close the alert.
Har-co Credit Union uses a powerful tool for early detection of fraudulent activity on your Har-co VISA® Debit or VISA® Credit Card. You are automatically protected 24/7. All you need to do is call us at 410.838.9090 to keep your phone numbers up-to-date.