Founded by teachers, to help teachers.

We originally founded to support educators. Since then, we have opened our membership to all of Harford County - but we haven't forgotten our roots - and the foundation of this county - our educators. Learn about our special 3.00% APY* Educator Summer Savings (available to any 10-month education employee) and our partnership with the Harford Education Foundation.

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From higher savings to special grants.

Teacher
Educator Summer Savings - 3.00% APY*
Educators - make your money work for you in the summer! Earn 3.00% APY* on balances up to $20,000. This program is available to all 10 month employees in education (public or private, Harford County or beyond).*

Depending on your payroll amount, your summer savings will be automatically transferred bi-weekly into your checking account in the summer.

*Member must live, work, or attend school or church in Harford County or have immediate family at Har-co.
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Har-co Building Bright Minds Grant -
$10,000
We are proud to announce our partnership with the Harford County Education Foundation to fund the $10,000 Building Bright Minds Grant to help provide the resources teachers need to create meaningful learning experiences!
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HCPS Teacher of the Year
We're honored to continuously support the HCPS Teacher of the Year program as the presenting sponsor by offering the winner and nominees up to $2,000 for this prestigious honor!
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Homes for Heroes Program
Educators receive significant Hero Rewards savings when you buy, sell, or refinance a home with our real estate, mortgage, title and home inspection specialists. Average savings is around $3,000! We partner with Karen Hilton, Realtor of American Premier Realty for this program.
Learn more

designed for harco.
built by Har-co.

*APY = Annual Percentage Yield. $5 - $20,001 will earn 3.00% APY; over $20,001 will earn 0.25% APY.