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Award-winning Har-co card

Earn 2% cash back for all your holiday shopping when you use our award-winning Har-co card. After your holiday shopping, treat yourself to local favorites to receive 5% cash back. Use the best card designed for Harford County.

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create your own path.

Buy a car on your terms

We’ve partnered with over 12 dealerships throughout Harford County. That means you can visit those dealerships and complete financing through Har-co in the same day.  Want to buy your car somewhere else? Stop here first and we can issue you a blank check that you can take with you to your dealership.

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carve new memories.

Refresh your home for the holidays

The best memories happen at home. Home Equity Lines of Credit and Fixed Home Equity Loans allow you to maximize the full potential of your home. Refurnish your dining room, build a new patio, or remodel your kitchen.

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more resources for Harford County!

Our New Resource Center

Our all-new Resource Center opened in October. This revitalized space can now be used to support the community through a variety of educational seminars, or even local business support. Reserve the space for your meeting today.

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Reserve this space
Har-co card
Award winning credit card
Introducing Partnered Dealerships
Start here or at the dealership
Low Rate HELOCs
Remodel a beautiful dining room
Introducing the Resource Center
More resources for Harford County

Curated solutions for every financial need.

Credit cards

Introducing your pass to Harford County, with the all-new Har-co Card. 5% Cash back on local businesses and 2% on all other purchases.

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Auto Loans

Visit the dealership prepared with a blank pre-approved check. Spend less time haggling at the dealership and more time in your dream car.

Apply for an auto loan
Mortgage

Get the edge in today's market with a one-day pre-approval.
Spend less time closing and more time making memories.

Apply for a mortgage
Commercial Lending

At Har-co, we mean business. You don't work with just any representative. You work with the VP and CEO to ensure your local business thrives.

Speak with an expert
Checking accounts

Free checking accounts. Just because we're local to Harford County, doesn't mean you have to withdraw here. Featuring over 32k ATMs across the country!

Open account
Personal Finance Manager

Login to your online banking portal to track and manage all of your finances in one place. Set budgets and goals and learn more about your money.

Start investing

Finally, a credit card designed for Harco.

Get rewarded more for shopping local. 5% cash back on select merchants, 2% cash back on all other purchases with the gold card.

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Har-co card

What is your next financial goal?

We're here to help grow together.

Parents
Your student deserves the best. Help them with a K-12 loan.
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Local business owners
Get a flexible loan
to start or grow your business
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Car buyers
Get a blank check from us before you visit the dealership.
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Har-co Online Banking

We're local, but your access to your money is global with our banking app.

Download our app today to check your balances, transfer money, and more. Plus we partner with over 32,000 ATMs!

Explore our neigborhood.

From strolling around Main Street, to spotlighting local organizations, take a look as we explore our neighborhoods.

Strolling Around Main Street Collection

The best local shops and restaurants that Harford County has to offer.

Community Spotlights

Exclusive conversations with local business and community leaders.

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