General Notice: Our Annual Meeting will be held on March 20th at 5pm at our Bel Air lobby.
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Thank you.

We won Best(s) of Harford

Thank you to our wonderful members who have voted us for the second year in a row for Best of Harford! We're thrilled to be recognized as Best Bank/Credit Union AND Best Mortgage Lender in Harford County! Become a member with us today to experience banking with the best!

unlock your home's value.

Home loans, made simple!

Our low-rate Home Equity Lines of Credit (HELOC) solutions will allow you to access your home’s equity without refinancing or selling. Our award-winning mortgage experts will help you with each step along the way.

Partnered with the best!

Car buying, made easy!

We've partnered with over 20 dealerships in Harford County, making it easy for you to visit those dealerships and complete same-day financing. Want to buy your car somewhere else? Stop here first for a pre-approval you can take to the dealership.

a warm welcome home.

We're here for your home dreams!

From getting the home of your dreams to increasing the value of your house, our award-winning mortgage experts can help you through every step of the way.

Fraud alert

Be aware of scammers posing as Har-co using our phone number to gain sensitive information. If you receive a call or text, do NOT provide sensitive information. Call us at our published number to report and confirm. Please watch the video here from our CEO for more information.

Solving financial needs for all of Harford County.

What is your next financial goal?

We know how hard is it to start something new, that’s why we have the perfect plan for you.

Har-co Online Banking

We're local, but your access to your money is global with our banking app.

Download our app today to check your balances, transfer money, and more. Plus we partner with over 32,000 ATMs!

Explore our neigborhood.

From strolling around Main Street, to spotlighting local organizations, take a look as we explore our neighborhoods.

Strolling Around Main Street Collection

The best local shops and restaurants that Harford County has to offer.

Community Spotlights

Exclusive conversations with local business and community leaders.