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Earn 5% cash back when using our award-winning Har-co card at select favorite Harford County businesses. You’ll still earn 2% cash back from any of your personal favorite hangouts when using the Black Har-co card.
Our award winning mortgage officers can help you get into your first home quick and easy. You may be eligible for up to $15,000 in grants towards your home.
You can keep your membership with you across the country. Our mobile capabilities make it simple to continue banking as normal even if you move away from Harford County. See all the ways mobile banking works best for you.
We didn’t win just one category in the 2022 Best of Harford, but two! With your votes, we won Best Bank/Credit Union & Best Mortgage Lender.
Be aware of scammers posing as Har-co using our phone number to gain sensitive information. If you receive a call or text, do NOT provide sensitive information. Call us at our published number to report and confirm. Please watch the video here from our CEO for more information.
Introducing your pass to Harford County, with the all-new Har-co Card. 5% Cash back on local businesses and 2% on all other purchases.
Visit the dealership prepared with a blank pre-approved check. Spend less time haggling at the dealership and more time in your dream car.
Get the edge in today's market with a one-day pre-approval.
Spend less time closing and more time making memories.
At Har-co, we mean business. You don't work with just any representative. You work with the VP and CEO to ensure your local business thrives.
Free checking accounts. Just because we're local to Harford County, doesn't mean you have to withdraw here. Featuring over 32k ATMs across the country!
Get rewarded more for shopping local. 5% cash back on select merchants, 2% cash back on all other purchases with the gold card.Apply Online
We're here to help grow together.
Download our app today to check your balances, transfer money, and more. Plus we partner with over 32,000 ATMs!
From strolling around Main Street, to spotlighting local organizations, take a look as we explore our neighborhoods.
The best local shops and restaurants that Harford County has to offer.
Exclusive conversations with local business and community leaders.