Christmas Holiday Closing Schedule: December 24 – Closing at Noon, December 25 – Closed, December 31 – Closing at Noon, January 1 – Closed.
Wishing everyone a safe and happy holiday! NOTE: Bill Payments cannot be processed on Federal Holidays. We apologize for any inconvenience.

A Holiday Message from Gilbert Kennedy, our new President and CEO. Learn More.

Online Access Login

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Live ... Learn ... Work or Worship in Harford County to be eligible!

2.00% APY or  2.20% APY

Learn More


Treat yourself to extra cash with a

Holiday Loan

$1,000 at 4.50% APR

Learn More

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On the First Day of Christmas HAR-CO Gave to Me a

9.45% APR VISA® Gold Plus Card

With NO Annual Fee! Learn More!

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Prepare for what's coming down the pike with a


Learn More

The new 2020 Pocket Calendars are now available.
Stop by one of our 3 branches and ask for your complimentary copy.

Share the joy of the season with HAR-CO and Harford County’s less fortunate by donating new unwrapped toys to the Empty Stocking Fund and The U. S. Marine Corps Reserve Toys for Tots Program. Donated toys will be accepted at all 3 HAR-CO branch locations.

HAR-CO SmartMove

colorful homes

Earn Cash
Get cash rebates when you buy or sell real estate.

Property Search
Search for homes in your area and access community information.

Sell a Home
Get your home on the market with our Personal Home Seller.

Research Communities
Explore and compare cities and towns.

Learn More About SmartMove


HAR-CO GrooveCar

couple driving

Shop for your next car with confidence!

1st Time Car Buyer Program

Ready for your first set of wheels?

Let us help you get started.

Click Here to Learn More



Online Banking

Online Banking

Mobile Banking

Mobile Banking

Online/Mobile Banking

Stay connected to your finances! With HAR-CO’s Online/Mobile Banking you can manage your accounts anytime from anywhere! From Text Alerts to Bill Pay and eStatements, instant access is never more than a few clicks away!

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