We will be performing maintenance on our systems on 3/31 at 5 pm. Online, mobile and telephone teller will be unavailable until 10 pm. We apologize for any inconvenience.
live the local life!

Award-winning Har-co card

Earn 5% cash back when using our award-winning Har-co card at select favorite Harford County businesses. You’ll still earn 2% cash back from any of your personal favorite hangouts when using the Black Har-co card.

buy your first home.

First Time Homeowner?

Our award winning mortgage officers can help you get into your first home quick and easy. You may be eligible for up to $15,000 in grants towards your home.

bank with us anywhere.

Remote banking on your terms

You can keep your membership with you across the country. Our mobile capabilities make it simple to continue banking as normal even if you move away from Harford County. See all the ways mobile banking works best for you.

thanks to you!

We’re the Best of Harford!

We didn’t win just one category in the 2022 Best of Harford, but two! With your votes, we won Best Bank/Credit Union & Best Mortgage Lender.

Award winning credit card
Available grants for your home
Remote banking made easy
We're the Best of Harford

Curated solutions for every financial need.

Finally, a credit card designed for Harco.

Get rewarded more for shopping local. 5% cash back on select merchants, 2% cash back on all other purchases with the gold card.

Apply Online
Har-co card

What is your next financial goal?

We're here to help grow together.

Har-co Online Banking

We're local, but your access to your money is global with our banking app.

Download our app today to check your balances, transfer money, and more. Plus we partner with over 32,000 ATMs!

Explore our neigborhood.

From strolling around Main Street, to spotlighting local organizations, take a look as we explore our neighborhoods.

Strolling Around Main Street Collection

The best local shops and restaurants that Harford County has to offer.

Community Spotlights

Exclusive conversations with local business and community leaders.