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Award-winning Har-co card

Earn 2% cash back for all your holiday shopping when you use our award-winning Har-co card. After your holiday shopping, treat yourself to local favorites to receive 5% cash back. Use the best card designed for Harford County.

create your own path.

Buy a car on your terms

We’ve partnered with over 12 dealerships throughout Harford County. That means you can visit those dealerships and complete financing through Har-co in the same day.  Want to buy your car somewhere else? Stop here first and we can issue you a blank check that you can take with you to your dealership.

carve new memories.

Refresh your home for the holidays

The best memories happen at home. Home Equity Lines of Credit and Fixed Home Equity Loans allow you to maximize the full potential of your home. Refurnish your dining room, build a new patio, or remodel your kitchen.

more resources for Harford County!

Our New Resource Center

Our all-new Resource Center opened in October. This revitalized space can now be used to support the community through a variety of educational seminars, or even local business support. Reserve the space for your meeting today.

Award winning credit card
Start here or at the dealership
Remodel a beautiful dining room
More resources for Harford County

Curated solutions for every financial need.

Finally, a credit card designed for Harco.

Get rewarded more for shopping local. 5% cash back on select merchants, 2% cash back on all other purchases with the gold card.

Apply Online
Har-co card

What is your next financial goal?

We're here to help grow together.

Har-co Online Banking

We're local, but your access to your money is global with our banking app.

Download our app today to check your balances, transfer money, and more. Plus we partner with over 32,000 ATMs!

Explore our neigborhood.

From strolling around Main Street, to spotlighting local organizations, take a look as we explore our neighborhoods.

Strolling Around Main Street Collection

The best local shops and restaurants that Harford County has to offer.

Community Spotlights

Exclusive conversations with local business and community leaders.