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locally connected.

personally invested.

Actions speak louder than words.

From offering 5% cash back at local Harford County businesses to innovating personal solutions like our PreK-12 loan - our innovations are dedicated to you.

Become a member
Pay/Transfer Now

Curated solutions for every financial need.

Credit cards

Introducing your pass to Harford County, with the all-new Har-co Card. 5% Cash back on local businesses and 2% on all other purchases.

Apply for a credit card
Auto Loans

Visit the dealership prepared with a blank pre-approved check. Spend less time haggling at the dealership and more time in your dream car.

Apply for an auto loan
Mortgage

Get the edge in today's market with a one-day pre-approval.
Spend less time closing and more time making memories.

Apply for a mortgage
Commercial Lending

At Har-co, we mean business. You don't work with just any representative. You work with the VP and CEO to ensure your local business thrives.

Speak with an expert
Checking accounts

Free checking accounts. Just because we're local to Harford County, doesn't mean you have to withdraw here. Featuring over 32k ATMs across the country!

Open account
Personal Finance Manager

Login to your online banking portal to track and manage all of your finances in one place. Set budgets and goals and learn more about your money.

Start investing

Finally, a credit card designed for Harco.

Get rewarded more for shopping local. 5% cash back on select merchants, 2% cash back on all other purchases with the gold card.

Apply Online
Har-co card

What is your next financial goal?

We're here to help grow together.

Parents
Your student deserves the best. Help them with a K-12 loan.
Learn more
Local business owners
Get a flexible loan
to start or grow your business
Learn more
Car buyers
Get a blank check from us before you visit the dealership.
Learn more
Har-co Online Banking

We're local, but your access to your money is global with our banking app.

Download our app today to check your balances, transfer money, and more. Plus we partner with over 32,000 ATMs!

Explore our neigborhood.

From strolling around Main Street, to spotlighting local organizations, take a look as we explore our neighborhoods.

Strolling Around Main Street Collection

The best local shops and restaurants that Harford County has to offer.

The Liriodendron Mansion

Rockfield Manor

Community Spotlights

Exclusive conversations with local business and community leaders.

Community Foundation of Harford County

Cross Walk Safety

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