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locally connected.

personally invested.

From offering 5% cash back at local Harford County businesses to innovating personal solutions like our PreK-12 loan - our products are designed for you.

Thank you for voting us amongst the best banks/credit unions in Harford County!

Curated solutions for every financial need.

Finally, a credit card designed for Harco.

Get rewarded more for shopping local. 5% cash back on select merchants, 2% cash back on all other purchases with the gold card.

Apply Online
Har-co card

What is your next financial goal?

We're here to help grow together.

Har-co Online Banking

We're local, but your access to your money is global with our banking app.

Download our app today to check your balances, transfer money, and more. Plus we partner with over 32,000 ATMs!

Explore our neigborhood.

From strolling around Main Street, to spotlighting local organizations, take a look as we explore our neighborhoods.

Strolling Around Main Street Collection

The best local shops and restaurants that Harford County has to offer.

Community Spotlights

Exclusive conversations with local business and community leaders.