HAR-CO is actively engaged with our Online Banking vendor to determine the cause of the connectivity and latency issues that some users are experiencing. Updates will be provided when they are available. We appreciate your patience as we work to find a resolution.

Online Access Login

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We have expanded our

Field of Membership

HAR-CO is now a community credit union serving all citizens of Harford County, Maryland

Learn More>

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Home Mortgages

Live the Dream

Home ownership made possible with no money down and no PMI

Learn More

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Visa® Credit Cards

No Surprises

No annual fee, balance transfer fees or cash advance fees

Learn More

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Auto Loans

New, Used, or Refinanced

Same great rate, 100% financing, flexible payment options

Learn More

Share the joy of the season with HAR-CO and Harford County’s less fortunate by donating new unwrapped toys to the Empty Stocking Fund and The U. S. Marine Corps Reserve Toys for Tots Program. Donated toys will be accepted at all 3 HAR-CO branch locations.

Stay out of the cold this winter. Find your next car online.

With over 4 million vehicles at your fingertips, why go anywhere else?

  1. Shop for your next vehicle with confidence
  2. Research millions of vehicles in our massive inventory
  3. Save time and money with a HAR-CO pre-approved "blank check" to shop with
  4. Refinance your existing auto loan

Car Shopping Made Simple!


Let's Get Started!

This year, spread a little extra Holiday Cheer with a HAR-CO Holiday Loan

Borrow up to $1,000 at 5.50% APR


Apply Online

Available at all HAR-CO locations
November 1 - December 24.

*APR = Annual Percentage Rate. Limited time offer. Subject to credit review. 11 monthly payments of $93.42. Ask for details.


Online Banking

Online Banking

Mobile Banking

Mobile Banking

Online/Mobile Banking

Stay connected to your finances! With HAR-CO’s Online/Mobile Banking you can manage your accounts anytime from anywhere! From Text Alerts to Bill Pay and eStatements, instant access is never more than a few clicks away!

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