Let's get you settled in your first home. Our award winning experts are here for you every step of the way.
We're here to help you become a homeowner.
Statewide settlement and down payment assistance program for first time buyers that meet household income requirements. Fully forgiven over 5 years.
The SELP Funds Down Payment & Closing Cost Assistance Program is designed for first time homebuyers needing assistance with down payment and closing costs associated with the purchase of a home in Harford County, MD. Household income limits must be below $66,300 for 1 person or $75,50 for 2 people.
Unlike most large mortgage companies, we understand you're not an expert in buying homes. That's where we help. Up to 97% financing in MD, PA, and DE.
We'll show you the maximum you can purchase as well as work with you to determine what is in a comfortable range. Drawing up a monthly budget can help you with your normal living expenses.
30 Year Fixed, ARMs, VA Loans?! We'll help you explore your options and get that prequalified letter that most realtors require. Don't worry we'll keep reviewing it for any changes throughout your search process.
We have worked with hundreds of local agents and would be happy to provide you with a list of those that would be a good fit for your family. Your agent will work with you to make a strong offer and negotiate all of the contract terms including any property related inspections.
Let us know as soon as your contract is accepted and that you are ready to proceed. This is the step where you are usually able to lock-in an interest rate that is good through the closing date. Your loan estimate includes a section of services that you can shop for such as title services. We'll provide the recommendations, but you have the final say.
Your closing disclosure will be provided to you to review at least 3 days prior to the closing date to make sure everything is in line with your expectations. At closing you will sign the papers for your new home and the loan that you used to finance it. Enjoy the next chapter in your life!
We're here to help every step of the way.