Our rates.

Auto rates.

Estimated Monthly Payment for New, Used and Refinanced Vehicles

Example based on the maximum term listed in the range.
Minimum Term
APR*
01 to 36 months
1.55%
37 to 48 months
1.68%
49 to 60 months
1.80%
61 to 72 months
2.30%
73 to 84 months
2.80%

Recreational rates.

Minimum Term
APR*
NEW RVs/Boats - 0% Down
7.99%
NEW RVs/Boats - 20% Down
7.25%
USED RVs/Boats - 0% Down
8.99%

Home loan rates.

Term
Rate
Points
APR*
15 Year
2.214%
0.000
2.327%
20 Year
2.710%
0.000
2.798%
30 Year
3.000%
0.000
3.063%
VA 30 Year Fixed
2.500%
0.000
2.731%
FHA 30 Year Fixed
2.447%
0.000
3.516%
Jumbo 30 Year Fixed
3.625%
0.000
3.646%

Har-co Card

Har-co gold cardHar-co silver classic card

Cash Back

2%

1%

5% Local Cash Back

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Intro Rate

0% APR2 for 12 months on all Purchases and Balance Transfers

APR1

7.99% or 9.45% APR3

10.99% - 16.99% APR3

Balance Transfer Fee

0%

3% of the balance transfer

No Annual Fees

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Secured Card

Cash Back
1%

APR1

3.25%**

Credit Limit2

You decide based on secured funds

Cash Advance Fee

None

Annual Fee

None

Personal loan rates.

Low rate loans for anything in life.

Product
APR* as low as
Personal Loan
4.95%
K-12 Student Loan
4.50%**
Holiday loan (New!)
4.70%**

Overdraft Protection.

Product
APR* as low as
Overdraft Protection
15.00%
  • Up to $1,000 maximum credit limit
  • Minimum monthly payment of $40
  • Maximum rate 17.99%

Business Visa.

Cash Back

1% paid quarterly as a statement credit

Intro Rate - Purchases

0% APR1 for first 6 months on all purchases

Intro Rate - Balance Transfers2

4.99% APR1 for first 6 months with 3% fee for balance transfers

APR1

as low as 9.99% APR3

No Annual Fees or Foreign Transaction Fees

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