Our rates.

Auto & Motorcycle Rates.

Estimated Monthly Payment for New, Used and Refinanced Vehicles

Example based on the maximum term listed in the range.
Term
(in months)
APR*
Payment per $1,000 borrowed
Minimum Borrowed
1 to 36
3.89%
$29.48
$5,000
37 to 48
3.99%
$22.57
$5,000
49 to 66
4.24%
$17.01
$10,000
67 to 78
4.69%
$14.90
$15,000
79 to 87
5.14%
$13.93
$20,000
88 to 96
5.78%
$13.03
$25,000

Recreational Rates.

APR*
As low as
6.89%

Home loan rates.

Term
Rate
Points
APR*
15 Year
5.625%
0.250
5.787%
20 Year
6.125%
0.250
6.256%
30 Year
6.375%
0.000
6.452%
VA 30 Year Fixed
5.975%
0.000
6.304%
FHA 30 Year Fixed
5.945%
0.000
7.066%
Jumbo 30 Year Fixed
7.125%
0.250
7.176%

Har-co Card

Har-co silver classic card

Cash Back

2%

1%

5% Local Cash Back

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Intro Rate

0% APR2 for 12 months on all Purchases and Balance Transfers

APR as low as1

11.74%

14.74%

Balance Transfer Fee

0%

3% of the balance transfer

No Annual Fees

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Secured Card

Cash Back
1%

APR1

7.00%

Credit Limit2

You decide based on secured funds

Cash Advance Fee

None

Annual Fee

None

Personal loan rates.

Low rate loans for anything in life.

Product
APR* as low as
Personal Loan
4.95%
K-12 Student Loan**
3.95%

Overdraft Protection.

Product
APR* as low as
Overdraft Protection
15.00%
  • Up to $1,000 maximum credit limit
  • Minimum monthly payment of $40
  • Maximum rate 17.99%

Business Har-co card Overview.

Cash Back

5% at The Mill, Barrett's on the Pike, Party Palace
1% paid quarterly as a statement credit

Intro Rate - Purchases

0% APR1 for first 6 months on all purchases

Intro Rate - Balance Transfers2

8.74% APR1 for first 6 months with 3% fee for balance transfers

APR as low as1

13.74% APR3

No Annual Fees or Foreign Transaction Fees

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