Our rates.

New Auto & Motorcycle Rates.

Example based on the maximum term listed in the range.
Term
(in months)
APR*
Payment per $1,000 borrowed
Minimum Borrowed
1 to 36
4.94%
$29.94
$5,000
37 to 48
5.04%
$23.05
$5,000
49 to 66
5.29%
$17.50
$10,000
67 to 78
5.94%
$15.49
$15,000
79 to 87
6.74%
$14.69
$20,000
88 to 96
7.54%
$13.90
$25,000

Used/Refinanced Auto & Motorcycle Rates.

Example based on the maximum term listed in the range.
Term
(in months)
APR*
Payment per $1,000 borrowed
Minimum Borrowed
1 to 36
5.19%
$30.06
$5,000
37 to 48
5.29%
$23.16
$5,000
49 to 66
5.54%
$17.61
$10,000
67 to 78
6.19%
$15.60
$15,000
79 to 87
6.99%
$14.82
$20,000
88 to 96
7.79%
$14.03
$25,000

Recreational Rates.

APR*
As low as
5.10%

Home loan rates.

Term
Rate
Points
APR*
15 Year
5.810%
0.250
5.973%
20 Year
6.375%
0.250
6.507%
30 Year
6.459%
0.250
6.560%
VA 30 Year Fixed
6.338%
0.000
6.676%
FHA 30 Year Fixed
6.244%
0.000
7.070%
Jumbo 30 Year Fixed
7.250%
0.000
7.276%

Har-co Card

Har-co silver classic card

Cash Back

2%

1%

5% Local Cash Back

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Intro Rate

0% APR2 for 12 months on all Purchases and Balance Transfers

APR as low as1

12.49%

15.49%

Balance Transfer Fee

0%

3% of the balance transfer

No Annual Fees

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Secured Card

Cash Back
1%

APR1

7.75%

Credit Limit2

You decide based on secured funds

Cash Advance Fee

None

Annual Fee

None

Personal loan rates.

Low rate loans for anything in life.

Product
APR* as low as
Personal Loan
4.95%
K-12 Student Loan**
3.95%

Overdraft Protection.

Product
APR* as low as
Overdraft Protection
15.00%
  • Up to $1,000 maximum credit limit
  • Minimum monthly payment of $40
  • Maximum rate 17.99%

Business Har-co card Overview.

Cash Back

5% at The Mill, Barrett's on the Pike, Party Palace
1% paid quarterly as a statement credit

Intro Rate - Purchases

0% APR1 for first 6 months on all purchases

Intro Rate - Balance Transfers2

9.49% APR1 for first 6 months with 3% fee for balance transfers

APR as low as1

14.49% APR3

No Annual Fees or Foreign Transaction Fees

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