Manage your cash, locally.

Who you choose as your business banking partner can have lasting impacts. We're born and bred in Harford County, so we know a thing or two about local businesses. We'll guide you along every step of the way to set up your banking needs.

Introducing our Business Advantage Money Market at 4.00% APY* guaranteed through 2025!

Open an accountLearn about business loans

Explore our business products.

Business Checking
No transaction limits and no minimum balance requirements. Access your account information how you like with free online banking. Plus, we'll assist with guidance in all aspects of growing your business.
Features and Terms
  • No monthly fees - ever
  • No minimum daily balance requirements
  • No min or max transaction volume requirements
  • No cash processing limits or fees
  • Online and mobile banking with mobile check deposit and online statements
  • Business debit card with secure NFC tap to pay
  • Minimum opening deposit - $50
  • Multiple business account holders allowed
Open account
Business Savings
Easy management and quick access to your funds. A Business Savings account is required for your membership.
Features and Terms
  • No monthly fees - ever
  • No minimum daily balance requirements
  • Interest earning
  • No low-balance fees
  • No transaction fees
  • 6 maximum monthly transaction limit
  • Minimum opening deposit - $5
  • Online and mobile banking with mobile check deposit and online statements
  • Multiple business account holders allowed
Open Account
Business Advantage Money Market
Introducing our exclusive 4.00% APY* Business Advantage Money Market.
Features and Terms
  • 4.00% APY* on funds greater than $25,000, guaranteed through June 2025
  • Minimum opening deposit - $2,000**
  • Monthly daily balance - $2,000**
  • Minimum balance fee - $15/month**
  • 6 maximum monthly transaction limit
  • No transaction fees
  • Online and mobile banking with online statements
  • Multiple business account holders allowed
Open Account
*Annual percentage yield (APY) is accurate as of 6/26/2024. Through June 30, 2025, the account will earn no less than 4.00% APY. The minimum qualifying balance required to open and maintain this special 4.00% APY is $25,000 and the maximum balance may not exceed $250,000. After June 30, 2025, the rate will default to the posted money market rate at that time. The APY will be based upon your account balance. Har-co Business Advantage Money Market is available to members who open or maintain a Business Savings Account.**Minimum balance of $2,000 required to earn 0.015% APY and to avoid minimum balance fee.
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Partner Spotlight.

The warm and Fuzzies of partnering local

The Vecchiolla brothers started a smash burger truck that would take Maryland by storm. From local events throughout Harford and Baltimore County, to one of the hottest spots in Camden Yards. Learn how Har-co Credit Union and Fuzzies Burgers teamed up to make their dream a reality.  

Speak to an Expert

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