Har-co Credit Union

Get rewarded for banking local! Our new Rewards Checking account is now here - offering a 3.00% APY* on accounts up to $10,000. Get rewarded for using your checking account...like a checking account.

Learn more

Credit cards

Up to 5% Cash back on local businesses and 2% on all other purchases with the Har-co card.

Apply for a credit card

Checking accounts

Free checking accounts. Access your money anywhere with over 32k ATMs across the country!

Open account

Auto Loans

Visit the dealership prepared with a pre-approved check. Spend less time haggling and more time in your dream car.

Apply for an auto loan

Mortgage

Get the edge in today's market with a one-day pre-approval. Spend less time closing and more time making memories.

Apply for a mortgage

Youth Accounts

Our award-winning accounts help grow your children's money while teaching them financial literacy. From birth to college.

Apply for a mortgage

Commercial Lending

At Har-co, we mean business. You'll work with the VP and CEO to ensure your local business thrives.

Speak with an expert

Personal Finance Manager

Track and manage all of your finances in one place. Set budgets and goals and learn more about your money.

Online banking

Locally connected. Personally invested.
For all of Harford County.

Fraud awareness

Be aware of scammers posing as Har-co using our phone number to gain sensitive information. If you receive a call or text, do NOT provide sensitive information. Call us at our published number to report and confirm. Please watch the video here from our CEO for more information.

Locally connected. Personally invested.
For all of Harford County.

Fraud awareness

What is your next financial goal?

We're local, but your access to your money is global with our banking app.

Locally connected. Personally invested.For all of Harford County.

Fraud awareness

What is your next financial goal?

We're local, but your access to your money is global with our banking app.

Locally connected. Personally invested.
For all of Harford County.