‍May 7, 2026 - Bel Air, MD - Har-co Credit Union announced a partnership with KeySavvy, a platform designed to simplify private vehicle sales. This collaboration makes Har-co Credit Union the only financial institution in the area able to offer a completely seamless, secure, and fully financed private party auto purchasing experience.

Historically, buying a car from a private seller, such as those found on Facebook Marketplace, Craigslist, or local classifieds, has been a complicated process. Buyers often face the stress of coordinating cash or cashier’s checks, navigating title transfers, and risking title fraud. Getting an auto loan for a private sale is difficult, often requiring buyers and sellers to meet at a bank or credit union branch to finalize paperwork, if the bank even offers the loan type.

Through this new partnership, Har-co Credit Union has entirely transformed the process. KeySavvy acts as a verified intermediary, verifying the seller's identity, guaranteeing a clear title, and handling the paperwork - all with a guided online process. Har-co then funds the auto loan directly through the secure KeySavvy platform.

Key Benefits for Har-co Members:

• Guaranteed Title and Fraud Protection: KeySavvy’s verification technology ensures the vehicle has a clear title and eliminates the risk of private seller scams.
• No More Branch Visits with the Seller: Buyers and sellers no longer need to coordinate schedules to meet at a local branch to process the loan and transfer the title.
• Better Deals, Better Rates: Members can confidently shop the private market for the best vehicle prices while taking advantage of Har-co’s competitive auto loan rates.
• No More Paperwork Confusion: KeySavvy guides the buyer and seller through the paperwork process and provides a temporary permit

"Private sales such as those found on Marketplace continue to increase. However, getting a loan on these purchases is not an easy process," said Alex Coulson, Chief Marketing Officer of Har-co Credit Union. "We are excited to be the only local financial institution offering this level of convenience and security to our members. By partnering with KeySavvy, we've made buying a car from your these places just as safe and easy as buying from a dealership."

Har-co members looking to purchase their next vehicle through a private seller can begin the process by visiting Har-co’s website here or stopping by a local branch.

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About Har-co Credit Union - Har-co is a credit union serving all of Harford County. Membership is open to anyone who lives, works,worships, attends school or has immediate family living in Harford County.

Har-co was founded in 1955 originally as an educational credit union serving the needs the educators and students of Harford County Public Schools. In 2018, Har-co expanded to offer their services to the entire community of Harford County. Har-co was voted as the Best Bank/Credit Union and Best Mortgage Lender in 2022 and 2023 by Harford Magazine.‍